Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks from 8 to 12.

CYCLING MAKES FINANCIAL SENSE
These days, most people are (8)________ of the environmental impact of motor vehicles, and they realise that cars are responsible for many of the problems facing their cities. Not many people, (9)_______, ever stop to think about how much money they would save by switching from driving to cycling.
Cars cost a lot to buy, and unlike (10)_______ major investments such as houses, they quickly lose their value. On top of that, there are running costs such as repair bills, tax and insurance, all of which seem to go up every year.
Bicycles, by contrast, are far less expensive to purchase and maintain, do not require petrol and are easy to park. And if a lot more people (11)_______ up cycling, the government could spend less of the nation's resources on roads, (12)_______ at present their taxes help pay for whether they drive on them or not.